Terms of use

These terms explain how you can use CarMatchLane to learn about used-car buying and connect with local dealers. Please read them so you know what we do, what we do not do, and what information we collect.

In plain English

CarMatchLane is a free site that connects you with local used-car dealers, and these terms explain how to use it safely and honestly.

1) What CarMatchLane is

CarMatchLane is a free service that helps people in the US find and connect with local used-car dealers. We do not sell cars, finance cars, approve loans, or set prices.

We are not a dealership, auto lender, broker, or financial advisor. Any dealer, lender, or other third party you contact through our site makes its own decisions about inventory, pricing, financing, and approval.

For more details about how the site works, see our disclaimer.

2) Using our site

You may use CarMatchLane to share basic contact details and what you are looking for in a used car. Please make sure the information you give us is accurate and up to date.

Do not submit sensitive information such as your Social Security number, ITIN, driver's-license number, bank account number, credit-card number, or credit report. We do not need those details to connect you with local dealers.

You agree not to misuse the site, try to break it, copy it in a harmful way, or use it for anything illegal. We may limit or stop access if we believe the site is being misused.

3) Dealer connections and financing

When we connect you with local dealers, you are choosing whether to continue the conversation with them. Each dealer may have its own process, pricing, and requirements.

We never promise loan approval. Approval, APR, down payment, term length, and total cost depend on many factors, including your profile, the lender, the vehicle, and current market conditions.

Before you agree to anything, ask for the out-the-door price and the financing terms in writing. Monthly payments can be helpful, but the APR and total amount paid matter too.

4) Fees, content, and third-party sites

Our service is free for buyers. We are paid a flat marketing or matching fee by participating dealers. That does not change the fact that you are free to compare offers and decide what is best for you.

Any tools, tips, examples, or educational content on our site are for general information only. They are not legal, tax, or financial advice.

If you follow a link to another website, that site has its own terms and privacy rules. We are not responsible for what those third-party sites do. You can review our privacy policy to learn more about how we handle your information.

5) Your privacy and contact

We collect only contact details and the basic information needed to understand what kind of vehicle you want. We do not ask for bank login details, account numbers, or credit reports.

If you have questions about these terms or how CarMatchLane works, please contact us through our contact page. We may update these terms from time to time, and the latest version will apply when you use the site.

Rules can vary by state, and dealership practices can vary too. If something is important to you, get it in writing before you move forward.

Common questions

Is CarMatchLane a dealership or lender?

No. CarMatchLane is not a dealership, auto lender, broker, or financial advisor. We help you find and connect with local used-car dealers.

Do you guarantee loan approval for bad credit, no credit, or ITIN buyers?

No. We never guarantee approval or rates. Approval, APR, and total cost depend on the dealer, lender, vehicle, and your individual situation.

What information do you collect?

We collect contact details and what kind of car you want. We do not need Social Security numbers, ITINs, driver's-license numbers, bank or credit-card numbers, or credit reports.

Is the service free for buyers?

Yes. CarMatchLane is free for buyers. We are paid a flat marketing or matching fee by participating dealers, but that does not change your cost to use the service.

Should I get financing details before I agree to anything?

Yes. Ask for the out-the-door price and all financing terms in writing. That helps you compare the total cost, not just the monthly payment.