Disclaimer
This page explains important limits and legal disclosures for CarMatchLane. We’re free for buyers and we connect you with local used-car dealers—not a dealership, lender, or financial advisor.
CarMatchLane is free and connects you with local used-car dealers, but it’s not a dealer or lender, prices are estimates, and no loan approval can be guaranteed.
CarMatchLane is not a dealer or lender
CarMatchLane is a free service that helps you find and connect with local used-car dealers. We do not sell vehicles, set prices, or negotiate on your behalf.
We are not a car dealer, auto lender, broker, or financial advisor. We don’t approve loans and we don’t control loan terms, interest rates, or whether you qualify for financing.
Any vehicle you choose to buy will be offered and handled directly by a participating local dealer.
No guaranteed loan approval or financing terms
We can’t guarantee that you’ll be approved for financing. Approval and rates depend on many factors, including the lender’s requirements, your credit history (if any), the vehicle, the down payment, and other underwriting criteria.
We also can’t promise a specific APR, monthly payment, or total cost. Even for similar cars, financing terms can vary.
For Truth-in-Lending awareness: lenders may quote an APR and a total cost. What matters is the full financing cost—not just the monthly payment.
Price figures are estimates, not quotes
Any price, cost, or payment figures shown on this site (if present) are general ranges and estimates. They are not dealer quotes or final offers.
Your final price and out-the-door total can change based on the specific vehicle, condition, local taxes and fees, and dealer paperwork.
Before you decide to buy, ask the dealer for the out-the-door price and financing terms in writing.
We collect only contact and what-you-want details
To help connect you with local dealers, we collect basic contact information and the details you share about what you want in a vehicle.
We do not request or collect sensitive identity numbers like SSNs or ITINs, and we do not ask for your driver’s license number. We also do not ask for bank account numbers, credit-card numbers, or other financial account details, and we do not collect credit reports.
For details on what we collect and how we use it, see Privacy Policy.
Dealer offers and terms are decided by participating dealers
CarMatchLane helps you find and connect with local used-car dealers. Dealer inventory, pricing, financing options, and availability are determined by the dealer and may change.
When you share your preferences, dealers may contact you and offer vehicles that match your needs. However, we can’t control what a dealer has in stock or what terms they may be able to provide.
We encourage you to review any vehicle and financing paperwork carefully and to get any important terms in writing.
Free service and compensation disclosure
CarMatchLane is free for you as a buyer. We are paid a flat marketing/matching fee by participating dealers for joining the service.
This compensation does not change the vehicle price you pay, and it does not provide a basis to guarantee any financing outcome.
We do not provide vehicle price “cuts,” and we do not state or advertise any percentages related to a sale price. Rules vary by state for certain referral fee practices.
Common questions
Is CarMatchLane a car dealership or a lender?
No. CarMatchLane is a free service that helps you connect with local used-car dealers. We do not sell cars and we do not approve loans.
Can you guarantee I will get approved for financing?
No. Loan approval and interest rates depend on the lender and your situation. We can’t guarantee approval, APR, or monthly payment terms for any credit profile.
Are the prices and payment amounts on the site final?
No. Any price or payment figures are estimates or ranges, not final quotes. Your out-the-door total depends on the specific vehicle and local taxes and fees.
What information do you collect from me?
We collect contact information and what you want in a vehicle so we can help connect you with local dealers. We do not request SSNs or ITINs, driver’s license numbers, credit reports, or bank/financial account details.
What should I ask the dealer before I buy?
Ask for the out-the-door price and financing terms in writing. Also review the APR and total cost of financing, not only the monthly payment.
Where can I read the full legal terms?
You can review our [Terms](/terms/) and our [Privacy Policy](/privacy/). If you’re ready to get connected, start at [Get matched](/get-matched/).